{"id":13225,"date":"2026-07-31T00:35:00","date_gmt":"2026-07-31T07:35:00","guid":{"rendered":"https:\/\/buenosdiasbcs.com\/?p=13225"},"modified":"2026-07-30T21:37:00","modified_gmt":"2026-07-31T04:37:00","slug":"secretaria-de-hacienda-reprueba-a-estos-bancos-en-mexico","status":"publish","type":"post","link":"https:\/\/buenosdiasbcs.com\/?p=13225","title":{"rendered":"Secretar\u00eda de Hacienda reprueba a estos bancos en M\u00e9xico"},"content":{"rendered":"\n<h2 id=\"h-la-secretaria-de-hacienda-publico-la-evaluacion-de-desempeno-2025-de-la-banca-multiple-46-instituciones-aprobaron-y-tres-resultaron-no-satisfactorias\" class=\"wp-block-heading\">La Secretar\u00eda de Hacienda public\u00f3 la Evaluaci\u00f3n de Desempe\u00f1o 2025 de la banca m\u00faltiple: 46 instituciones aprobaron y tres resultaron no satisfactorias.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La Secretar\u00eda de Hacienda y Cr\u00e9dito P\u00fablico (SHCP) evalu\u00f3 a 49 instituciones de banca m\u00faltiple en M\u00e9xico durante 2025, reprobando a tres entidades e imponiendo observaciones a cuatro m\u00e1s por su desempe\u00f1o crediticio y operativo.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-bancos-reprobados-en-mexico-nbsp\" class=\"wp-block-heading\">Bancos reprobados en M\u00e9xico&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En el informe anual presentado por la Secretar\u00eda de Hacienda y Cr\u00e9dito P\u00fablico (SHCP), tres entidades financieras no alcanzaron los est\u00e1ndares m\u00ednimos requeridos:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banco Bancrea<\/li>\n\n\n\n<li>Banco Credit Suisse (M\u00e9xico)<\/li>\n\n\n\n<li>Banco Shinhan de M\u00e9xico<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Estas tres instituciones obtuvieron una calificaci\u00f3n de &#8220;no satisfactoria&#8221;, por lo que podr\u00edan quedar sujetas a las medidas de control y sanciones previstas en la Ley de Instituciones de Cr\u00e9dito (LIC).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por otro lado,&nbsp;<strong>Banca Afirme y Banco de Inversi\u00f3n Afirme<\/strong>&nbsp;recibieron un Dictamen de &#8220;satisfactorio con observaciones&#8221;, lo que las obliga a corregir los se\u00f1alamientos formulados por la autoridad. En esa misma categor\u00eda se ubicaron&nbsp;<strong>BNP Paribas M\u00e9xico y Banco Bineo<\/strong>; sin embargo, al contar con menos de cinco a\u00f1os de operaci\u00f3n, sus resultados solo tienen fines indicativos y no conllevan medidas regulatorias penales o administrativas.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-bancos-con-calificacion-satisfactoria\" class=\"wp-block-heading\">Bancos con calificaci\u00f3n satisfactoria<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un total de 46 de las 49 instituciones analizadas cumplieron adecuadamente con los criterios gubernamentales. Entre los bancos comerciales que obtuvieron un dictamen favorable destacan:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BBVA M\u00e9xico, Banamex, Banorte, Santander, HSBC y Scotiabank.\u00a0<\/li>\n\n\n\n<li>Banco del Baj\u00edo, BanCoppel, Banco Azteca, Inbursa y Banregio.\u00a0<\/li>\n\n\n\n<li>Citi M\u00e9xico, Intercam, Mifel, Monex, Multiva, Sabadell, Ve por M\u00e1s y Ual\u00e1.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-como-mide-hacienda-el-desempeno-de-los-bancos-en-mexico\" class=\"wp-block-heading\">\u00bfC\u00f3mo mide Hacienda el desempe\u00f1o de los bancos en M\u00e9xico?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La SHCP aclar\u00f3 que este an\u00e1lisis no eval\u00faa la salud financiera, liquidez o solvencia de los bancos, sino su contribuci\u00f3n al crecimiento econ\u00f3mico del pa\u00eds. Para medir este impacto mediante el \u00cdndice de Evaluaci\u00f3n de Bancos y un Cuestionario Estrat\u00e9gico, la dependencia examina los siguientes factores:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Intermediaci\u00f3n crediticia y captaci\u00f3n de recursos.\u00a0<\/li>\n\n\n\n<li>Calidad en la atenci\u00f3n, infraestructura y productos financieros.\u00a0<\/li>\n\n\n\n<li>Pr\u00e1cticas en inversiones, divisas, finanzas sostenibles e igualdad de g\u00e9nero.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>(Con informaci\u00f3n de El Financiero)<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Secretar\u00eda de Hacienda public\u00f3 la Evaluaci\u00f3n de Desempe\u00f1o 2025 de la banca m\u00faltiple: 46 instituciones aprobaron y tres resultaron&#8230;<\/p>\n","protected":false},"author":2,"featured_media":13226,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"categories":[32],"tags":[],"class_list":["post-13225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-la-nacion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v28.1) - 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